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The Medicare Disenrollment Period

January 1st – February 14th marks one of the only times during the year when you can disenroll from your Medicare Advantage plan.

The Medicare disenrollment period begins and ends at the same time every year. Unlike the annual enrollment period, the disenrollment period only allows you to disenroll from Medicare Advantage plans and return to basic Medicare.

During Annual Enrollment you can switch Medicare Advantage plans but during the Medicare Disenrollment Period you cannot switch from one Medicare Advantage plan to another, you can only disenroll from Medicare Advantage plans and claim original Medicare coverage.

During this period, if you choose to leave your Medicare Advantage plan you will be switched to original Medicare. Original Medicare will also enable you to enroll in Medicare supplemental insurance, which you can sign up for any time of the year.

If you are enrolled in a Medicare Advantage drug plan you can also replace it with the basic the Medicare Part D drug plan. When you disenroll from the Medicare Advantage Prescription Drug plan you can enroll in Medicare Part D, or you can simply enroll in Medicare Part D and you will automatically be taken off your Medicare Advantage Prescription Drug plan.

Any change you make during the disenrollment period (January 1st – February 14th) will become effective on the 1st of the following month.


A Quick Recap:

Annual Enrollment Period (October 15th – December 7th)
Make unrestricted changes to your Medicare coverage

Disenrollment Period (January 1st – February 14th)
Disenroll from your Medicare Advantage plans and return to original Medicare

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